HANDAYANI, Made Mulia; RAHMANTARI, Ni Luh Laksmi. Motivasi Dan Tantangan Adopsi Mobile Payment: Perubahan Perilaku Konsumen Dan Transformasi Industri Keuangan. JIS SIWIRABUDA, [S. l.], v. 2, n. 2, p. 166–172, 2024. DOI: 10.58878/jissiwirabuda.v2i2.317. Disponível em: https://ejournal.universitastabanan.ac.id/index.php/jissiwirabuda/article/view/317. Acesso em: 20 apr. 2025.