Handayani, Made Mulia, and Ni Luh Laksmi Rahmantari. “Motivasi Dan Tantangan Adopsi Mobile Payment: Perubahan Perilaku Konsumen Dan Transformasi Industri Keuangan”. JIS SIWIRABUDA 2, no. 2 (September 22, 2024): 166–172. Accessed November 23, 2024. https://ejournal.universitastabanan.ac.id/index.php/jissiwirabuda/article/view/317.